When an appraiser visits your home, what you say can influence the process. While you want to be helpful, certain statements can create problems or appear as attempts to manipulate the valuation. Here's what to avoid saying during your appraisal.
Don't Tell Them What Value You Need
Saying things like "We need it to appraise for at least $400,000" or "The deal falls through if it doesn't hit this number" puts the appraiser in an uncomfortable position. Appraisers are bound by strict ethical guidelines and must provide an unbiased opinion of value regardless of what you need.
Avoid Mentioning the Sale Price
While appraisers often know the contract price, volunteering it or emphasizing it can seem like you're trying to influence their judgment. Let them do their independent analysis without pressure.
Don't Criticize Neighboring Properties
Badmouthing nearby homes to make yours look better usually backfires. Appraisers are trained professionals who will form their own opinions about comparable properties based on objective data.
Skip the Exaggerations
Avoid statements like:
- "This is the best house in the neighborhood"
- "We spent $50,000 on renovations" (unless you have documentation)
- "Houses here never sell for less than..."
Unsubstantiated claims can damage your credibility and make the appraiser skeptical of other information you provide.
What You Should Do Instead
Be helpful by providing:
- A list of recent improvements with dates and permits
- Information about features that may not be obvious
- Access to all areas of the home
- Honest answers to direct questions
The best approach is to be professional, provide factual information when asked, and let the appraiser do their job without pressure or influence attempts.